8 Locally Headquartered Credit Unions
Two counties include: Clark and Lincoln
Members: 235,000 (2 percent increase)
- 3,500 new members
- Rose to 235,000 (not seen since 2011)
- Up 7 percent from 220,000 in 2014 (record high was 287,000 in 2008)

Total Loans: $2 billion (-2 percent decrease)
- Declined from an intermittent peak ($2.1 billion in 2019) to $2 billion (not seen since 2018)
- Increased 48 percent from $1.34 billion in 2013 (record high was $2.3 billion in 2008)
- 45 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: -4 percent decrease
- Declined from an intermittent peak ($1.04 billion in 2020) to $1 billion (not seen since 2019)
- Increased 25 percent from $796 million in 2013 (record high was $1.8 billion in 2009)
- HELOCs/home equity loans (combined category): 22 percent increase
- Rose to $118 million (not seen since 2013)
- Increased 40 percent from $82 million in 2018 (record high was $367 million in 2006)
- New auto loans: -12 percent decrease
- Declined from an intermittent peak ($265 million in 2019) to $197 million (not seen since 2018)
- Increased 279 percent from $52 million in 2013 (record high was $473 million in 2006)
- Used auto loans: -2 percent decrease
- Declined from a record ($564 million in 2019) to $521 million (not seen since 2018)
- Increased 130 percent from $227 million in 2010 (prior historical peak was $299 million in 2008)
- Credit card lending: -3 percent decrease
- Declined from a record ($80 million in 2017) to $65 million (not seen since 2014)
- Increased 14 percent from $57 million in 2012 (prior historical peak was $72 million in 2008)
- Business loans: 19 percent increase
- Reached $337 million (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $110 million – $337 million
Total Deposits: $4.4 billion (15 percent increase)
- Increased 93 percent from $2.3 billion in 2012
- Hit a record (prior historical peak was $2.7 billion in 2009)
- ($4.9 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 12 percent increase
- Hit a record of $919 million
- Increased 166 percent from $345 million in 2008 (prior historical peak was $400 million in 2006)
- Savings accounts (regular shares): 20 percent increase
- Hit a record of $2.2 billion
- Increased 197 percent from $758 million in 2007 (prior historical peak was $853 million in 2006)
- Money market accounts: 16 percent increase
- Hit a record of $805 million
- Increased 52 percent from $531 million in 2012 (prior historical peak was $683 million in 2007)
- Certificates of deposit: -8 percent decrease
- Declined from an intermittent peak ($234 million in 2020) to $214 million (not seen since 2019)
- Increased 44 percent from $149 million in 2018 (record high was $663 million in 2008)
- IRA/Keogh accounts: -2 percent decrease
- Rose to $164 million (not seen since 2019)
- Increased 3 percent from $160 million in 2019 (record high was $277 million in 2009)
Operations: $35 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $140 million)
- About 730 individuals were employed (-2 percent decrease)