136 Locally Headquartered Credit Unions

Four counties include: Los Angeles, Orange, San Bernardino, and Riverside

 

Members: 5.4 million (5 percent increase)

  • 260,000 new members
  • Hit a record
  • Up 44 percent from 3.8 million in 2010 (yearly membership has almost always risen from 2005 – 2020)
     

Loans: $58.7 billion (3 percent increase)

  • Increased 105 percent from $28.6 billion in 2012
  • Hit a record (last historical peak was $36.5 billion in 2008)
  • 68 percent loan-to-deposit ratio (loaned out)
  • *A small portion of total loans may be through “loan participations”
  • **Total loans do not include the much smaller sub-categories of personal loans, student loans, and “other” loans
  • First-mortgages: 10 percent increase
  • Hit a record of $31.3 billion
  • Increased 106 percent from $15.2 billion in 2011 (last historical peak was $17.6 billion in 2008)
     
  • HELOCs/home equity loans (combined category): -14 percent decrease
  • Dropped from an intermittent peak ($4.9 billion in 2019) to $4.3 billion (not seen since 2017)
  • Increased 10 percent from $3.9 billion in 2015 (record high was $6.5 billion in 2008)
     
  • New auto loans: -8 percent decrease
  • Dropped from a record ($7.4 billion in 2019) to $6.9 billion (not seen since 2018)
  • Increased 330 percent from $1.6 billion in 2012 (last historical peak was $5.4 billion in 2006)
     
  • Used auto loans: 4 percent increase
  • Hit a record of $9.6 billion
  • Increased 203 percent from $3.2 billion in 2010 (last historical peak was $4.3 billion in 2007)
     
  • Credit card lending: -11 percent decrease
  • Dropped from a record ($2.8 billion in 2019) to $2.5 billion (not seen since 2017)
  • Increased 43 percent from $1.7 billion in 2011 (last historical peak was $1.8 billion in 2010)
     
  • Business loans: 7 percent increase
  • Reached $6.1 billion (includes landlord real estate loans)
  • Category has fluctuated greatly between 2005 – 2020 from $2.5 billion – $6.1 billion


Deposits: $86.7 billion (23 percent increase)

  • Increased 106 percent from $42.1 billion in 2010
  • Hit a record (category has always risen from 2005 – 2020)
  • ($101 billion in assets)
  • Checking accounts (share drafts): 33 percent increase
  • Hit a record of $13.2 billion
  • Increased 252 percent from $3.8 billion in 2008 (last historical peak was $4.7 billion in 2005)
     
  • Savings accounts (regular shares): 30 percent increase
  • Hit a record of $32.1 billion
  • Increased 274 percent from $8.6 billion in 2007 (last historical peak was $10 billion in 2005)
     
  • Money market accounts: 25 percent increase
  • Hit a record of $19.1 billion
  • Increased 197 percent from $6.5 billion in 2006 (last historical peak was $6.8 billion in 2005)
     
  • Certificates of deposit: 8 percent increase
  • Hit a record of $17.3 billion
  • Increased 78 percent from $9.7 billion in 2013 (last historical peak was $14.8 billion in 2008)
     
  • IRA/Keogh accounts: 6 percent increase
  • Hit a record of $4.3 billion
  • Increased 11 percent from $3.8 billion in 2014 (last historical peak was $4.2 billion in 2010)
 

Operations: $846 million spent

Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $3.4 billion)
  • About 13,730 individuals were employed (3 percent increase)
California and Nevada Credit Union Leagues