18 Locally Headquartered Credit Unions
Two counties include: San Diego and Imperial
Members: 1.25 million (2 percent increase)
- 27,400 new members
- Hit a record
- Up 58 percent from 788,000 in 2011 (prior historical peak was 812,000 in 2010)

Total Loans: $13.1 billion (1 percent increase)
- Declined from a record $14.5 billion in 2019
- Increased 87 percent from $7 billion in 2012 (prior historical peak was $8.6 billion in 2008)
- 60 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: 8 percent increase
- Hit a record of $8 billion
- Increased 98 percent from $4 billion in 2010 (prior historical peak was $4.5 billion in 2008)
- HELOCs/home equity loans (combined category): -14 percent decrease
- Declined from an intermittent peak ($946 million in 2019) to $628 million (not seen since 2013)
- Record high was $1.1 billion in 2008
- New auto loans: -22 percent decrease
- Declined from a record ($2.4 billion in 2018) to $1.3 billion (not seen since 2015)
- Increased 195 percent from $429 million in 2012 (prior historical peak was $1.1 billion in 2006)
- Used auto loans: -8 percent decrease
- Declined from a record ($2.8 billion in 2018) to $2.1 billion (not seen since 2016)
- Increased 122 percent from $969 million in 2012 (prior historical peak was $1.2 billion in 2008)
- Credit card lending: -4 percent decrease
- Declined from a record ($624 million in 2019) to $514 million (not seen since 2016)
- Increased 17 percent from $438 million in 2011 (prior historical peak was $476 million in 2009)
- Business loans: 19 percent increase
- Reached $1.8 billion (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $487 million – $1.8 billion
Total Deposits: $21.7 billion (12 percent increase)
- Increased 100 percent from $10.8 billion in 2012
- Hit a record (category has always risen since 2006)
- ($25 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 13 percent increase
- Hit a record of $5 billion
- Increased 549 percent from $776 million in 2008 (prior historical peak was $1 billion in 2006)
- Savings accounts (regular shares): 27 percent increase
- Hit a record of $5.2 billion
- Increased 100 percent from $2.6 billion in 2014 (category has always risen since 2006)
- Money market accounts: 12 percent increase
- Hit a record of $7.3 billion
- Increased 100 percent from $3.9 billion in 2011 (category has always risen since 2006)
- Certificates of deposit: -1 percent decrease
- Declined from an intermittent peak ($3.5 billion in 2019) to $3.4 billion (remaining at this level since early 2020)
- Increased 36 percent from $2.5 billion in 2013 (record high was $3.8 billion in 2008)
- IRA/Keogh accounts: -2 percent decrease
- Declined from a record ($867 million in 2013) to $823 million (not seen since early 2009)
- Increased 56 percent from $529 million in 2006
Operations: $153 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $614 million)
- About 2,960 individuals were employed (3 percent increase)