8 Locally Headquartered Credit Unions

One county includes: Sacramento
 

Members: 1.4 million (-1 percent decrease)

  • Declined by -13,800 members
  • Prior historical peak was $1.43 million in 2021


Total Loans: $14.8 billion (15 percent increase)

  • Hit a record (prior historical peak was $6.3 billion in 2007)
  • 65 percent loan-to-deposit ratio (loaned out)
  • *Percentage increases and/or decreases represent dollar amount changes
  • **A small portion of total loans may be through “loan participations”
  • ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans


     
  • First-mortgages: 24 percent increase
  • Hit a record of $7 billion (prior historical peak was $2.2 billion in 2008)
     
  • HELOCs/home equity loans (combined category): 27 percent increase
  • Reached $461 million
  • Record high was $1.7 billion in 2007
     
  • New auto loans: -4 percent decrease
  • Declined to $2.6 billion
  • Record high was $3.4 billion in 2019
     
  • Used auto loans: 10 percent increase
  • Hit a record of $3.1 billion (prior historical peak was $2.8 billion in 2019)
     
  • Credit card lending: 11 percent increase
  • Reached $579 million
  • Record high was $583 million in 2019
     
  • Business loans: 18 percent increase
  • Reached $304 million (includes landlord real estate loans)
  • Category has fluctuated greatly between 2007 – 2021 from $91 million – $304 million


Total Deposits: $22.7 billion (8 percent increase)

  • Hit a record
  • Category has always risen since 2007
  • ($25 billion in assets)
  • *Percentage increases and/or decreases represent dollar amount changes


     
  • Checking accounts (share drafts): 8 percent increase
  • Hit a record of $5.5 billion (prior historical peak was $1.1 billion in 2007)
     
  • Savings accounts (regular shares): 10 percent increase
  • Reached $6.6 billion
  • Record high was $6.9 billion in 2020
     
  • Money market accounts: 12 percent increase
  • Hit a record of $7.6 billion
  • Category has always risen since 2007
     
  • Certificates of deposit: -8 percent decrease
  • Declined to $2.1 billion
  • Record high was $3 billion in 2008
     
  • IRA/Keogh accounts: 0 percent change
  • Remained at $712 million
  • Record high was $779 million in 2010
 

Operations: $163 million spent

Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $652 million)
  • About 3,060 individuals were employed (4 percent increase)
Fuel Solutions, Inc.