8 Locally Headquartered Credit Unions
One county includes: Sacramento
Members: 1.4 million (2 percent increase)
- 24,000 new members
- Hit a record
- Up 71 percent from 835,000 in 2010 (prior historical peak was 923,000 in 2009)

Total Loans: $13 billion (4 percent increase)
- Increased 157 percent from $5.1 billion in 2012
- Hit a record (prior historical peak was $6.5 billion in 2006)
- 59 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: 14 percent increase
- Hit a record of $6.2 billion
- Increased 204 percent from $2 billion in 2011 (prior historical peak was $2.2 billion in 2008)
- HELOCs/home equity loans (combined category): -12 percent decrease
- Declined from an intermittent peak ($541 million in 2018) to $369 million (not seen since before 2006)
- Declined 79 percent from a record high of $1.7 billion in 2007
- New auto loans: -13 percent decrease
- Declined from a record ($3.5 billion in 2018) to $2.5 billion (not seen since 2016)
- Increased 338 percent from $569 million in 2011 (prior historical peak was $1.4 billion in 2006)
- Used auto loans: 2 percent increase
- Hit a record of $2.8 billion
- Increased 228 percent from $850 million in 2008 (prior historical peak was $1.1 billion in 2006)
- Credit card lending: 3 percent increase
- Declined from a record ($626 million in 2019) to $566 million (not seen since 2017)
- Increased 89 percent from $299 million in 2011 (prior historical peak was $317 million in 2009)
- Business loans: 17 percent increase
- Reached $313 million (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $159 million – $381 million
Total Deposits: $22.2 billion (14 percent increase)
- Increased 100 percent from $11.1 billion in 2015
- Hit a record (category has always risen since 2006)
- ($24.7 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 122 percent increase
- Hit a record of $5.4 billion
- Increased 770 percent from $622 million in 2008 (prior historical peak was $1.2 billion in 2006)
- Savings accounts (regular shares): -17 percent decrease
- Declined from a record ($7.6 billion in 2020) to $6.3 billion (not seen since early 2020)
- Increased 100 percent from $3.1 billion in 2013 (category has always risen since 2006)
- Money market accounts: 21 percent increase
- Hit a record of $7.3 billion
- Increased 100 percent from $3.6 billion in 2013 (category has almost always risen since 2006)
- Certificates of deposit: -7 percent decrease
- Declined from an intermittent peak ($2.5 billion in 2019) to $2.2 billion (not seen since early 2019)
- Increased 58 percent from $1.4 billion in 2013 (record high was $3.1 billion in 2007)
- IRA/Keogh accounts: 0 percent change
- Remained at $707 million (not seen since 2014)
- Increased 3 percent from $690 million in 2019 (record high was $784 million in 2011)
Operations: $133 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $531 million)
- About 2,970 individuals were employed (1 percent increase)