7 Locally Headquartered Credit Unions
Five counties include: Churchill, Elko, Mineral, Washoe, and Carson City
Members: 147,000 (3 percent increase)
- 4,800 new members
- Hit a record
- Up 56 percent from 94,000 in 2009 (prior historical peak was 96,000 in 2008)

Total Loans: $1.6 billion (5 percent increase)
- Increased 206 percent from $521 million in 2012
- Hit a record (prior historical peak was $704 million in 2008)
- 67 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: 30 percent increase
- Hit a record of $649 million
- Increased 100 percent from $325 million in 2018 (category has always risen since 2006)
- HELOCs/home equity loans (combined category): 22 percent increase
- Hit a record of $88 million
- Increased 100 percent from $44 million in 2013 (prior historical peak was $70 million in 2009)
- New auto loans: -4 percent decrease
- Declined from an intermittent peak ($175 million in 2020) to $168 million (not seen since 2019)
- Increased 205 percent from $55 million in 2012 (record high was $191 million in 2007)
- Used auto loans: -1 percent decrease
- Declined from a record ($372 million in 2020) to $368 million (not seen since early 2020)
- Increased 156 percent from $144 million in 2012 (prior historical peak was $203 million in 2008)
- Credit card lending: -2 percent decrease
- Declined from a record ($8.8 million in 2017) to $6.9 million (not seen since early 2014)
- Increased 31 percent from $5.3 million in 2009 (prior historical peak was $7.3 million in 2008)
- Business loans: 50 percent increase
- Reached $455 million (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $10 million – $455 million
Total Deposits: $2.4 billion (19 percent increase)
- Increased 183 percent from $857 million in 2011
- Hit a record (prior historical peak was $874 million in 2009)
- ($2.7 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 20 percent increase
- Hit a record of $750 million
- Increased 100 percent from $375 million in 2018 (category has always risen since 2006)
- Savings accounts (regular shares): 27 percent increase
- Hit a record of $1 billion
- Increased 418 percent from $199 million in 2007 (prior historical peak was $218 million in 2006)
- Money market accounts: 10 percent increase
- Hit a record of $468 million
- Increased 166 percent from $176 million in 2012 (prior historical peak was $193 million in 2009)
- Certificates of deposit: -3 percent decrease
- Declined from an intermittent peak ($117 million in 2019) to $108 million (not seen since 2019)
- Increased 37 percent from $79 million in 2013 (record high was $295 million in 2007)
- IRA/Keogh accounts: 1 percent increase
- Rose to $54 million (not seen since 2011)
- Increased 15 percent from $47 million in 2019 (record high was $69 million in 2009)
Operations: $31 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $125 million)
- About 480 individuals were employed (-2 percent decrease)