15 Locally Headquartered Credit Unions

Eight counties include: Clark, Churchill, Elko, Mineral, Washoe, Carson City, Lincoln, and Washoe
 

Members: 386,000 (2 percent increase)

  • 7,600 new members
  • Hit a record (prior historical peak was 383,000 in 2008)


Total Loans: $3.8 billion (9 percent increase) 

  • Hit a record (prior historical peak was $3 billion in 2008)
  • 54 percent loan-to-deposit ratio (loaned out)
  • *Percentage increases and/or decreases represent dollar amount changes
  • **A small portion of total loans may be through “loan participations”
  • ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans


     
  • First-mortgages: 7 percent increase
  • Hit a record of $1.1 billion (prior historical peak was $800 million in 2008)
     
  • HELOCs/home equity loans (combined category): 11 percent increase
  • Reached $212 million
  • Record high was $417 million in 2006
     
  • New auto loans: 12 percent increase
  • Reached $424 million
  • Record high was $633 million in 2007
     
  • Used auto loans: 10 percent increase
  • Hit a record of $977 million (prior historical peak was $484 million in 2008)
     
  • Credit card lending: 4 percent increase
  • Reached $72 million
  • Record high was $85 million in 2018
     
  • Business loans: 14 percent increase
  • Reached $556 million (includes landlord real estate loans)
  • Category has fluctuated greatly between 2007 – 2022 from $128 million – $556 million


Total Deposits: $7.1 billion (10 percent increase)

  • Hit a record (prior historical peak was $3.7 billion in 2009)
  • ($7.8 billion in assets)
  • *Percentage increases and/or decreases represent dollar amount changes


     
  • Checking accounts (share drafts): 5 percent increase
  • Hit a record of $1.7 billion
  • Category has always risen since 2007
     
  • Savings accounts (regular shares): 13 percent increase
  • Hit a record of $3.5 billion (prior historical peak was $1 billion in 2007)
     
  • Money market accounts: 15 percent increase
  • Hit a record of $1.4 billion (prior historical peak was $874 million in 2009)
     
  • Certificates of deposit: -15 percent decrease
  • Declined to $292 million
  • Record high was $977 million in 2008
     
  • IRA/Keogh accounts: -1 percent decrease
  • Declined to $220 million
  • Record high was $352 million in 2009


Operations: $91 million spent

Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $362 million)
  • About 1,250 individuals were employed (1 percent increase)
Fuel Solutions, Inc.