15 Locally Headquartered Credit Unions
Eight counties include: Clark, Churchill, Elko, Mineral, Washoe, Carson City, Lincoln, and Washoe
Members: 382,000 (2 percent increase)
- 8,300 new members
- Reached a level not seen since 2009
- Up 20 percent from 319,000 in 2013 (record high was 383,000 in early 2008)

Total Loans: $3.6 billion (1 percent increase)
- Increased 88 percent from $1.9 billion in 2013
- Hit a record (prior historical peak was $3 billion in 2008)
- 53 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: 7 percent increase
- Hit a record of $1.6 billion
- Increased 68 percent from $982 million in 2013 (prior historical peak was $1.2 billion in 2008)
- HELOCs/home equity loans (combined category): 22 percent increase
- Rose to $203 million (not seen since 2012)
- Increased 54 percent from $132 million in 2016 (record high was $417 million in 2006)
- New auto loans: -9 percent decrease
- Declined from an intermittent peak ($436 million in 2019) to $365 million (not seen since 2017)
- Increased 232 percent from $110 million in 2013 (record high was $657 million in 2006)
- Used auto loans: -1 percent decrease
- Declined from a record ($902 million in 2020) to $890 million (not seen since 2019)
- Increased 131 percent from $385 million in 2011 (prior historical peak was $502 million in 2008)
- Credit card lending: -2 percent decrease
- Declined from a record ($89 million in 2017) to $72 million (not seen since 2014)
- Increased 13 percent from $64 million in 2012 (prior historical peak was $79 million in 2008)
- Business loans: 35 percent increase
- Reached $793 million (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $150 million – $793 million
Total Deposits: $6.8 billion (17 percent increase)
- Increased 115 percent from $3.2 billion in 2012
- Hit a record (prior historical peak was $3.6 billion in 2009)
- ($7.6 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 16 percent increase
- Hit a record of $1.7 billion
- Increased 266 percent from $456 million in 2007 (category has always risen since 2006)
- Savings accounts (regular shares): 22 percent increase
- Hit a record of $3.3 billion
- Increased 243 percent from $957 million in 2007 (prior historical peak was $1.1 billion in 2006)
- Money market accounts: 14 percent increase
- Hit a record of $1.3 billion
- Increased 80 percent from $706 million in 2012 (prior historical peak was $857 million in 2009)
- Certificates of deposit: -7 percent decrease
- Declined from an intermittent peak ($345 million in 2020) to $322 million (not seen since 2019)
- Increased 36 percent from $237 million in 2017 (record high was $942 million in 2008)
- IRA/Keogh accounts: -2 percent decrease
- Declined from an intermittent peak ($222 million in 2020) to $218 million (not seen since early 2020)
- Increased 5 percent from $208 million in 2019 (record high was $346 million in 2009)
Operations: $66 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $265 million)
- About 1,210 individuals were employed (-2 percent decrease)