9 Locally Headquartered Credit Unions
Six counties include: Napa, Sonoma, Solano, Mendocino, Sutter, and Yolo
Members: 707,000 (4 percent increase)
- 28,000 new members
- Hit a record
- Up 52 percent from 466,000 in 2013 (prior historical peak was 494,000 in 2011)

Total Loans: $9.7 billion (4 percent increase)
- Increased 220 percent from $3 billion in 2011
- Hit a record (prior historical peak was $3.5 billion in 2008)
- 74 percent loan-to-deposit ratio (loaned out)
- *Percentage increases and/or decreases represent dollar amount changes
- **A small portion of total loans may be through “loan participations”
- ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans

- First-mortgages: 5 percent increase
- Hit a record of $4.8 billion
- Increased 100 percent from $2.4 billion in 2017 (category has always risen since 2006)
- HELOCs/home equity loans (combined category): -5 percent decrease
- Declined from an intermittent peak ($595 million in 2018) to $463 million (not seen since 2017)
- Increased 35 percent from $342 million in 2013 (record high was $641 million in 2008)
- New auto loans: 3 percent increase
- Declined from a record ($1.4 billion in 2019) to $1.3 billion (not seen since late 2018)
- Increased 311 percent from $316 million in 2011 (prior historical peak was $798 million in 2006)
- Used auto loans: 14 percent increase
- Hit a record of $2.2 billion
- Increased 206 percent from $704 million in 2011 (prior historical peak was $784 million in 2008)
- Credit card lending: 1 percent increase
- Declined from a record ($493 million in 2019) to $448 million (not seen since 2018)
- Increased 94 percent from $231 million in 2011 (prior historical peak was $238 million in 2008)
- Business loans: 8 percent increase
- Reached $665 million (includes landlord real estate loans)
- Category has fluctuated greatly between 2006 – 2021 from $159 million – $665 million
Total Deposits: $13.2 billion (16 percent increase)
- Increased 100 percent from $6.6 billion in 2016
- Hit a record (category has always risen since 2006)
- ($15 billion in assets)
- *Percentage increases and/or decreases represent dollar amount changes

- Checking accounts (share drafts): 86 percent increase
- Hit a record of $3 billion
- Increased 723 percent from $359 million in 2009 (prior historical peak was $429 million in 2008)
- Savings accounts (regular shares): -6 percent decrease
- Declined from a record ($4.4 billion in 2020) to $4.1 billion (not seen since early 2020)
- Increased 575 percent from $608 million in 2007 (prior historical peak was $684 million in 2006)
- Money market accounts: 30 percent increase
- Hit a record of $4.3 billion
- Increased 100 percent from $2.15 billion in 2017 (category has always risen since 2006)
- Certificates of deposit: -20 percent decrease
- Declined from a record ($1.6 billion in 2020) to $1.3 billion (not seen since 2019)
- Increased 100 percent from $638 million in 2014 (prior historical peak was $1.5 billion in 2007)
- IRA/Keogh accounts: 3 percent increase
- Hit a record $392 million
- Increased 26 percent from $311 million in 2015 (prior historical peak was $353 million in 2011)
Operations: $111 million spent
Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $443 million)
- About 1,930 individuals were employed (1 percent increase)