9 Locally Headquartered Credit Unions

Six counties include: Napa, Sonoma, Solano, Mendocino, Sutter, and Yolo
 

Members: 723,000 (4 percent increase)

  • 27,200 new members
  • Hit a record (prior historical peak was 504,000 in 2012)


Total Loans: $10.6 billion (12 percent increase)

  • Hit a record (prior historical peak was $3.4 billion in 2008)
  • 77 percent loan-to-deposit ratio (loaned out)
  • *Percentage increases and/or decreases represent dollar amount changes
  • **A small portion of total loans may be through “loan participations”
  • ***Total loans do not include the much smaller sub-categories of: a) personal loans (including signature, secured, unsecured, line of credit, and emergency); b) “other” vehicle loans (including motorcycles, watercrafts, motor homes, trailers, boats, all-terrain vehicles, and utility task vehicles); and c) student loans


     
  • First-mortgages: 11 percent increase
  • Hit a record of $4.6 billion
  • Category has always risen since 2007
     
  • HELOCs/home equity loans (combined category): 21 percent increase
  • Reached $528 million
  • Record high was $641 million in 2008
     
  • New auto loans: 16 percent increase
  • Hit a record of $1.5 billion (prior historical peak was $775 million in 2007)
     
  • Used auto loans: 19 percent increase
  • Hit a record of $2.4 billion (prior historical peak was $784 million in 2009)
     
  • Credit card lending: 10 percent increase
  • Hit a record of $470 million (prior historical peak was $460 million in 2019)
     
  • Business loans: 6 percent increase
  • Reached $661 million (includes landlord real estate loans)
  • Category has fluctuated greatly between 2007 – 2021 from $56 million – $661 million


Total Deposits: $13.7 billion (10 percent increase)

  • Hit a record
  • Category has always risen since 2007
  • ($15.4 billion in assets)
  • *Percentage increases and/or decreases represent dollar amount changes


     
  • Checking accounts (share drafts): 7 percent increase
  • Hit a record of $3 billion (prior historical peak was $430 million in 2008)
     
  • Savings accounts (regular shares): 11 percent increase
  • Hit a record of $4.3 billion (prior historical peak was $4 billion in 2020)
     
  • Money market accounts: 16 percent increase
  • Hit a record of $4.6 billion
  • Category has always risen since 2007
     
  • Certificates of deposit: -11 percent decrease
  • Declined to $1.2 billion
  • Record high was $1.7 billion in 2020
     
  • IRA/Keogh accounts: 3 percent increase
  • Hit a record of $401 million (prior historical peak was $350 million in 2012)
 

Operations: $161 million spent

Quarterly monies spent on employee payroll, benefits, property, office equipment, occupancy, and vendor contracts (estimated annual figure is $642 million)
  • About 1,920 individuals were employed (2 percent increase)
Fuel Solutions, Inc.